What is an SR-22?
An SR-22 — also known as SR-22 insurance or Certificate of Financial Responsibility (CFR) — isn’t a type of car insurance, but verification that you’re maintaining car insurance liability coverage. An SR-22 form is a state-mandated certificate filed by your car insurance carrier with your state’s Department of Motor Vehicles (DMV).
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Who Needs an SR-22?
Often, an SR-22 is required for reinstatement of a suspended or revoked license. Your state’s Department of Motor Vehicles will inform you if you need to file an SR-22.
You are most likely to be required to file an SR-22 if you have or been convicted of any of the following
|Convicted of a DUI||Driving without Insurance|
|Driving While Uninsured||Large number of points on your record|